Skip to Content


Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Gayle exceeded all expectations Jim lynch Jim lynch Retired
Gayle is awesome! She made the loan experience so easy. Calling and emailing support whenever I needed. She even answered on weekends! She and her staff were upbeat and friendly. Thanks so much Gayle. Becky Ciapponi Becky Ciapponi Payment Processor
Professionalism with a warm attentive voice to my personal needs. That is the way I would describe Gayle Lynch, AmeriFrst Financial, who directed the refinancing of my home. Her attention to detail and helping me to understand the complete process was invaluable. If you want a ... READ MORE Patricia M Tucker Retired Teacher/Homeowner
Highly recommend Gayle Lynch,and all the AmenriFirst team Mike Lynch, and of course Jesse. PeggyStutz Peggy Stutz
Excellent service, goes the extra mile,nice lady. Highly recommend. Peggy Stutz
Gayle gave 110% on helping me buy my home. She was patient and accommodating, even bringing forms to my house to assist in saving valuable time. I highly recommend her and her staff!!! Jane Cunningham Jane Cunningham RN
Gayle did a wonderful job of helping us make buying our home easy and a pleasant experience! We couldn’t have asked for a more professional company do do business with! Thank you Gayle and Mike!!! You are the best!! Donna Nachreiner
I highly recommend Mike and his team at AmeriFirst. They make getting a mortgage simple and educational. Their team provides great resources such as a mortgage app that explains the facts and figures when weighing your different options. They were also very diligent in helping you ... READ MORE Jacob Stroman Physical Therapist
I highly recommend Gayle lynch. She is honest, and knows exactly what she is doing. She walks you through step by step in the whole loan process. She made my loan process wonderful. Alejandra cortes Family worker

Let's accomplish more together.

Get in touch

Back to top